10/22/2026
🏡 Home Insurance Is Becoming a Bigger Affordability Challenge for American Families
A new analysis from Bloomberg Intelligence finds that homeowners insurance premiums now exceed property taxes in two-thirds of U.S. counties. Over the past decade, home insurance costs have increased 45% after adjusting for inflation, driven in part by extreme weather, rising claims, and higher rebuilding costs.
For homeowners, the impact goes beyond the monthly budget. Rising premiums, higher deductibles, and increasing auto insurance costs are putting even more pressure on household finances.
The takeaway: Insurance is more important than ever, but understanding your coverage, comparing options, and reviewing your policy regularly can help you make informed decisions about protecting your home and your finances.
Read the full article from Insurance Journal: https://www.insurancejournal.com/news/southcentral/2026/10/20/889724.htm
Home insurance rates have risen so dramatically over the last decade that the average premium now exceeds the average property-tax bill in two-thirds of