Goosehead Insurance - Jonathan Blayney

05/28/2026

To the service members, veterans, and the families who stand behind them — thank you.

05/27/2026

Bundling can mean convenience and discounts, but separate policies can sometimes offer better pricing or coverage.

The right choice depends on your full picture.

We’ll compare both so you can choose with confidence. https://bit.ly/3RATGT4

05/25/2026

On Memorial Day, we pause to honor the selfless men and women who have given their life in service to our country. We're proud to work alongside military veterans like JT, Ben, and Jim, who carry the same spirit and commitment with them every day.

05/22/2026

National Road Trip Day calls for the right playlist.
Before you hit shuffle, make sure your policy is road-trip ready.

05/19/2026

Gamify your spring cleaning 📋🎯

We're not saying you have to do all of these in one Saturday, but checking off a few is a great way to ensure you're keeping your home, car, and your policies in good shape.

Bingo today, fewer claims tomorrow.

05/15/2026

Car color doesn’t affect your insurance rate. 🚗

What does matter? Your driving history, location, and the type of car you drive.

It’s common to see bright colors on high-performance cars, which can cost more to insure due to speed and repair costs—not the color itself. Custom paint jobs can also raise your rate since they’re pricier to fix.

05/13/2026

Before cannonballs and corkscrews commence, here are a few “poolside policies” to keep in mind:

05/08/2026

Depreciation = wear and tear over time.

And yes, it can reduce your claim payout. Make sure you know how your policy handles it.

05/07/2026

Motherhood isn't just a role, it's a masterclass in leadership. The moms in our flock bring a level of strength, patience, and heart that keeps everything running.

We asked mothers how they bring their A-game at home, the office, and everywhere in between. The consensus? Juggling it all is more than routine. It's their superpower.

This Mother's Day, we're honoring the women who do it all. Comment below with a shoutout to the one you’re honoring this year!

05/06/2026

Insurance Insight 💡👇

Auto policies don’t just look at individual drivers, but the entire household. Most insurance companies require all licensed household members to be listed or disclosed, even if they don’t regularly use your car.

Making sure to properly disclose all drivers under your roof can make a big difference if you ever need to file a claim.

02/14/2026

07/04/2025

🇺🇸In observance of Independence Day, we are closed today, July 4th.

We’re taking the day to appreciate the freedoms we enjoy—and the people who protect them.

Thank you to our clients, partners, and community for your continued trust.

Wishing you a safe and memorable 4 th of July! 🎆

10/14/2024

Buying a home? Starting a family? At Goosehead, we know every stage of life needs tailored protection. Whether you’re a new homeowner or growing your family, we offer unmatched flexibility to find the best coverage at the best price.

Get a customized quote today!

05/23/2024

PSA: Please stop taking insurance advice from other unlicensed people on Facebook.

Insurance rates are based on YOUR insurance credit score, YOUR claims, YOUR driving record, YOUR zip code, YOUR vehicle comp and collision score, YOUR payment history, YOUR home and it’s roof and build year and sq footage.

Some insurance providers prefer certain risks, you won’t know until you call. When people say “Oh don’t even bother calling (insert company name here), they were outrageous for me” I cringe!

You may be missing out on something good for YOU, based on other people’s OPINIONS. Most agents want what is best for their clients, so please disregard opinions and ask those educated to do what we do every day.

Our job is to educate you and guide you, but most importantly to protect you.

📱 629.895.4799

03/29/2024

Friday, March 29th - our office will be closed! Have a great weekend.

Happy Easter!

03/13/2024

Why is Homeowners Insurance Lower on New Homes?

Homeowners insurance for new construction, or new builds, is typically more affordable than homeowners insurance for older homes. This is because newer homes are built with up-to-date construction materials, new electrical and plumbing work, and brand new appliances, they're less likely to suffer an electrical fire or structural damage after a storm.

Your home insurance rates are primarily based on how likely you are to file a claim, as well as the estimated cost of repairs should the home incur a loss. Insurance companies generally correlate new homes with less frequent claims and lower repair costs, so they'll often charge significantly less for coverage.

In fact, a new home costs roughly 13% less to insure than a 10-year-old home, and is 32% cheaper to insure than a 20-year-old home.

As the chart below show, the newer the home, the lower your rates will be.

Thinking about buying a new home? Call our office to get your personalized insurance portfolio that is uniquely tailored for your specific situation, 629-895-4840.

03/11/2024

If you’re a homebuyer or realtor in this market - this post is for you! 🏡 I have a few insurance things you should consider before putting an offer on a new place, or listing a property.

The insurance market is not the same as it was 5 years ago, and houses can have characteristics that can really mess you up from a pricing or coverage standpoint.

When interest rates (and payments) are higher than they have been, things like high home insurance can affect a deal. Remember, your payment is P&I, Taxes, and insurance, (assuming you escrow).

Mess with the payment, you mess with the buying power.

4 things to pay attention to;

1️⃣ Roof Age - insurance companies have been getting slaughtered on roofs for years now - but they are changing that. If you’re looking at a house with a roof greater than 10 years old, you’re going to start seeing limits on carriers willing to write your home. (Less competition = higher prices) More than 15 years old and you start getting into limited carriers AND coverage limitations. 20 years old…yeah good luck. 🤣 Negotiate a roof replacement into your deal.

2️⃣ Fire Protection Class - carriers use to care about this a lot, then they stopped caring as much as- but now they do again. This is the rating of the quality of the responding station to your location. Scale is 1 - 10, 10 being “if you’re houses catches on fire it’s burning down 100%” and 1 being “oh I live in Murfreesboro.” 🔥 This rating factors into your rate with most companies, and we are seeing restrictions placed on the higher class (8-10) or huge surcharges because of it. Be weary of location. In city limits usually gets city fire, outside gets county (volunteer firefighters possibly).

3️⃣ Age of the Home - this is going to seem strange, but there is currently a “no man’s land” in getting low home insurance rates. We see this on houses older than 20 years old, but less than 30 years old.

Now I’m not saying that you can’t get insurance, that’s not what I meant at all. But if you fall in that zone - you’re going to see overall higher rates than you would think. Reason being is those homes are “too old” to be considered new, but not old enough to have had major systems (hvac, plumbing, electric, roof) replaced yet and loss frequency is higher on them.

4️⃣ Precentage Deductibles - now these are not going to affect you getting a house, but they will affect you down the road. A lot of carriers are switching to these, and you as the buyer need to be aware of what you are signing up for.

Now full disclosure, some people can afford a % deductible and in those instances they are fine. But what I don’t like, is people hear a precentage and the deductible “seems” less.

Example - you have a 500,000 home - which is a lower deductible, $2500 or 1%?

Well if you’re not paying attention, 1% seems like it should be less, but in reality that $5,000. Carriers are doing up to 5% deductibles. Think about that.

So if you see a % deductible, make sure you understand what you are signing up for. Nothing is worse than discovering your deductible is higher than you thought - after you’ve had a claim. 🤷‍♂️

Hope this help! Happy home buying! 🏡

02/16/2024

Attention Realtors, Loan Officers, Home Inspectors, and Title Agents! Have you registered for the Sumner Realtors Awards of Excellence? Today is the last day to register for this amazing event. Come join us as we celebrate the achievements of our colleagues!

01/25/2024

Happy Customer Service Day! Our dedicated Service Team is the heartbeat of our organization and we are grateful for their commitment to our clients. Discover all of the ways to connect with our exceptional team on our website today: https://lnkd.in/gd2g_tfc

01/13/2024

Winter 🥶 ❄️⛄️Weather Tips! Check them out and be prepared for the winter! Don’t be like Bob.

Please like and follow our page for more tips and information about insurance and protecting your valuable assets!

If you are not sure what coverages you should have to cover winter weather claims, call us at 629-895-4840 to get insurance coverage review.