The Insurance Pros, LLC

06/15/2025

Some dads are loud.
Some are quiet.
Some give hugs.
Some give advice.
Some teach you how to build a bookshelf.
Some teach you how to rebuild yourself.

However, fatherhood shows up in your life — we see it. We honor it.

Today, we celebrate the protectors, the listeners, the mentors, the makers of Saturday pancakes and terrible jokes.

You don’t have to be perfect. You just have to show up.
And to all the father figures who do — we thank you. 💙

Happy Father’s Day.

— From all of us at The Insurance Pros

06/13/2025

You juggle payroll, marketing, HR, and customer service.
But do you have protection just as strong as your hustle?

Let’s be real:
One lawsuit, one data breach, one injury… could knock you out cold.

Here’s what every small biz owner should know:

🚨 Slip & fall lawsuit? $20K+
🚨 Cyber breach? $200K+
🚨 Property loss? $50K+

That’s not just risk. That’s reality.

🛡️ What you need:
✔️ General Liability
✔️ Business Owner’s Policy
✔️ Workers’ Comp (required in IL)
✔️ Cyber + Commercial Auto
✔️ Even home-based biz coverage

You don’t need a million-dollar business to need million-dollar protection — you just need us.

👉 Read the full breakdown + get your biz covered:
🔗 www.insurepros.net

💬 Share with a small business owner who needs to see this!

06/11/2025

✈️ Don’t pack without this: Travel Insurance 101
Your passport’s ready. Your playlist’s fire.
But what about your policy? 🧳

Before you hop on that flight, let’s talk coverage.

Here’s what smart travelers protect BEFORE takeoff:

🩺 Emergency Medical Coverage
Because accidents don’t care if you’re in Bali or Boston.

✈️ Trip Cancellation Protection
Sick kid? Missed connection? Don’t eat the cost.

🎒 Baggage Loss + Delay
Lost luggage = no clothes + bad mood. Get reimbursed.

🚗 Rental Car Insurance
Especially if you're renting internationally (and your U.S. policy won’t follow you).

💡 BONUS: Some health plans don’t cover you abroad. Don’t assume—ask us.

DM us your destination, and we’ll tell you what kind of policy you actually need.

🧳 Peace of mind = best travel buddy.

06/09/2025

Pride is mo

It’s a movement, a celebration, and a declaration that everyone deserves to live with dignity, love, and safety.

🌈 At The Insurance Pros, we believe that inclusion isn’t optional. It’s essential.

We’re proud to serve and stand with LGBTQ+ individuals, families, and business owners today and every day.

To our LGBTQ+ clients, friends, and community members:
You belong. You are valued. You are loved.

❤️ Drop a 🌈 in the comments if you're celebrating pride your way this month.

06/04/2025

📘UNDERWRITING

What the heck does that even mean? 🤔

Think of underwriting like your insurance application’s background check.

It’s how the insurance company decides:
✔️ How risky you are to insure
✔️ How much your policy should cost
✔️ If they need more info before approving

🔍 Factors they consider:
👩‍⚕️ Your health history
💼 Job & income
🧍‍♂️ Age + lifestyle
🚭 Habits (yes, smoking counts!)

It’s not personal — it’s protection math.
And no, you don’t have to figure it out alone. We walk you through it every step of the way.

📎 Save this post for the next time someone says “underwriting” and you don’t want to fake-smile and nod.
💬 Got a policy question? Slide into our DMs.

06/02/2025

🕯️ It’s not fun to talk about, but it’s real.
Funerals cost $7K–$12K… and crowdfunding doesn’t always come through.

Let’s call life insurance what it really is:
❤️ A love letter to your family.
❤️ A plan so they don’t have to panic.
❤️ Peace in the middle of pain.

Did you know?
💸 $250K of coverage can cost less than $1/day
✅ No medical exam options are available
💬 You can start today — privately and easily

Carmen says:
“I’ve seen families pause their grief to fundraise. It’s heartbreaking — and avoidable.”

👉 Learn more and plan ahead the smart way:
🔗 www.insurepros.net

05/28/2025

TikTok is wild.
We love the dances. We love the recipes.
But when it comes to insurance advice… 👀

Here are just a few of the wild things floating around social media:

❌ “Young and single? You don’t need life insurance.”
❌ “Car insurance is a scam — just pay out of pocket.”
❌ “Skip health insurance, credit cards got you.”

Cute in theory. 💅
Catastrophic in real life. 💸

🛡️ The truth?
✅ Life insurance is cheapest when you’re young
✅ One accident could cost more than your car
✅ Your Visa doesn’t cover surgery

Want to protect your future like a grown-up?
We’ll show you how. No ring light required.

👉 Read the full breakdown:
🔗 www.insurepros.net

💬 Drop a 🤯 if you've seen “advice” like this in your feed.
🛑 Let’s stop the scroll and start the smart moves.

05/26/2025

Today, we pause to honor the brave souls who gave everything for our country.

As we fire up the grill and gather with loved ones, we also reflect on the freedoms we enjoy — like the ability to protect our families, plan for our futures, and build lasting legacies. ❤️

To every military family, every veteran, and every loved one carrying the memory of a hero:

Thank you.
We see you, we support you, and we’re here when you need us.

05/15/2025

We clean the closets. We tackle the junk drawer.
But your insurance could be what’s really collecting dust. 🧾🕸️

If your coverage still looks like 2018, it’s time for a refresh.

🧹 Inside this week’s post:
1️⃣ Life insurance checkup — Are your people (and payout) still right?
2️⃣ Rate shopping + bundling — Loyalty doesn’t always pay 👀
3️⃣ Ditching dead weight + adding what matters now

Spoiler: A 30-minute review could save you $500–$2,000/year.
That’s not just spring cleaning — that’s spring winning. 💰

👉 Read it now:
🔗 https://open.substack.com/pub/theinsurancepros/p/spring-cleaning-your-finances-3-insurance

📅 Book your free insurance cleanup at:
🔗 www.insurepros.net

Because outdated policies and overpaying ain’t part of the glow-up.

05/11/2025

💐 This one’s for the moms—the planners, protectors, and peace-of-mind providers.
We see you. 💕

At The Insurance Pros, we work with real-life superheroes:
👩‍👧 Single moms
👩‍🏫 Young moms
👵 Grandmothers
…all making smart moves to protect their families.

🎁 This Mother’s Day, give the gift that lasts longer than flowers:
Life insurance. Love in policy form. 💗

Carmen’s story started with a single mom who didn’t have the right info. That’s why we make insurance clear, accessible, and built for YOU.

05/07/2025

✈️ Traveling with your autistic child?
We see you packing like a pro—snacks, backups, comfort items, noise-canceling headphones, and a spreadsheet of “what ifs.”

But one thing many families forget?
🧾 Insurance coverage that travels with you.

Our newest blog is LIVE and it's packed with: 📦 What travel insurance actually covers (like lost sensory gear + emergency care)
🧠 Sensory-friendly travel tips that go beyond “just stay calm”
🧳 A checklist that saves you from the meltdown-before-the-meltdown

Because traveling with a neurodivergent child isn’t easy—but you don’t have to do it alone.

📍Read it now:
👉 https://open.substack.com/pub/theinsurancepros/p/travel-plans-sensory-needs-planning?r=5bcwpl&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true