06/11/2026
Remember to call and make sure your pet insurance is covered at the vet hospital you go to.
An unexpected and large veterinarian bill can be stressful, emotionally and financially. Pet insurance is a way to guard against having to pay the full cost of unexpected vet bills if your pet gets sick or injured.
While pet insurance plans have a common foundation of basic coverage, such as injuries and hereditary and congenital conditions, there are differences in benefits, prices and extras.
Here’s a look at our top picks for the best pet insurance companies, including the average monthly cost for a medium mixed dog and waiting periods before coverage kicks in. Nationwide’s Modular pet insurance plan offers the most bang for your buck in our analysis of coverage vs. cost. W