Kentucky Family Farm & Auto

09/04/2025

In my daily travels.....I see this liability/risk totally ignored. Most home owner policies only extend Personal Equine Liability to the primary address.........if at all. If you board your horse, get that boarding contract out and read it. Then read it again!!!!! Then contact your agent for Off-Premise Liability.
If the agent can't help....I CAN!!!!!! [email protected] 502-744-9020 Licensed in KY, IND, VA and SC.

As your mother said, "It's only fun until somebody gets hurt."

08/04/2025

You are standing waiting to enter your class at your local horse show. One of you friends walks up with one of her children. You are chatting with each other. Your always confident and calm horse spooks and steps on the kiddos foot and breaks it. No problem. You know your friend and she won't sue. Well, she may not but, the health insurance company may seek damages. MAKE SURE YOU HAVE OFF-PRIMARY LOCATION EQUINE LIABILITY!!!! A lot of carriers do not extend this protectone once you leaves your primary property.

This can possibly include if horse is at the trainer, you board them, you trail ride and/or ride in a parade. Please reach out to your agent and......ASK if you have that protection. If they say you do, ask for it in black and white.

If you do not and the agency can not provide it.....WE CAN! Either a stand alone Equine Liability Policy or through a farm policy.

Please reach out and let us help!

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07/28/2025

Equine mortality is a significant concern for horse owners and breeders, especially in Kentucky, where horses are a vital part of the state's economy and culture. Kentucky Family Farm Insurance understands this and offers comprehensive equine mortality insurance to protect against the financial loss that can occur if a horse dies from an accident, illness, or disease.

This insurance coverage is essential for Kentucky's family farms, where horses often play a crucial role. Whether they're used for work, breeding, or sport, the loss of a horse can have a significant financial impact. Kentucky Family Farm Insurance's equine mortality insurance helps mitigate this risk, providing peace of mind for horse owners.

The policy covers a wide range of scenarios, including accidental death, illness, and disease. It's designed to be flexible, allowing horse owners to choose the level of coverage that best suits their needs and budget. In addition, Kentucky Family Farm Insurance offers a streamlined claims process, ensuring that policyholders receive prompt and fair compensation in the event of a loss.

In conclusion, equine mortality is a serious concern for Kentucky's family farms, but with the right insurance coverage, it's a risk that can be effectively managed. Kentucky Family Farm Insurance's equine mortality insurance provides comprehensive protection, helping to safeguard the state's horse industry and the family farms that depend on it.

Please note that this is a general overview and may not cover all aspects of equine mortality insurance offered by Kentucky Family Farm Insurance. For more detailed information, it's always best to contact the insurance provider directly.

502-744-9020

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06/25/2025

It's the unthinkable but....it is reality. Especially with hot weather and fans/dust and overloaded electrical. Some great tips. If our agency can help in anyway to review your Prevention Plans....please reach out.

Learn the best practices to keep your horses safe during a barn fire, including taking steps for prevention.

06/23/2025

This is a fabulous carrier we have!!!! They have great Farm and Ag Protection. Don't be scared of the unfamiliar name. Reach out and let's see how much they can save your and your farm!!!!

https://www.chubbagribusiness.com/d/ca/farm

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06/23/2025

AS I peruse Social Media posts locally, I occasionally see the loose livestock post. Nice little article to clear us some things. However, nothing replaces policy review with your agent!!!!!!!!!

Have you sustained injuries from an accident involving livestock such as horses or cattle? Who is liable for these injuries? Learn how our personal injury attorneys may be able to help you seek compensation.

06/04/2025

SAVE THE DATE! ✅

05/09/2025

The Oldham County Conservation District is excited to announce the OC Agriculture & Conservation Public Forum, in conjunction with Oldham County Co-op Extension Service.

We want to hear from YOU Oldham County! On Wednesday, June 18th, at 6:00pm, join us for an opportunity to share your feedback on the current programs offered by our organizations, and help us develop our future plans for programming. Our goal is to get as much feedback as possible, so that we can ensure our county's needs are being adequately addressed.

The event will be held at the John Black Community Center. No registration required. Please contact OCCD District Program Director Mason Quiram (502-702-9090, [email protected]) or Extension Agent Gretchen Winslow (502-222-9453, [email protected]) with any questions.

03/31/2025

How cool is this? One of our fab clients!!!!

03/26/2025

Going to repost this. After attending a clinic this weekend and chatting with a person they turned the conversation to insurance. I brought up Off -Premise liability and they stated that they had it. As the horse was about 4 feet from me...I explained what Off-Premise liability is and how it could come into play as we stood there. Maybe planted a little seed for them to review their policy. Never assume you have it. I have a carreri that offers just that as a stand alone policy. Apparantly the carrier realizes that that protection is lacking on most policies.

Kentucky Farm Insurance

03/25/2025

What a beautifully written testament. I highly recommend one of TTwisted L Horsemanship LLClinics. I audited for a couplof hours and learned quite a bit with no "boot on the ground". They have some upcoming KY clinics.

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03/21/2025

KFFA Swag Bags for tomorrow's clinic