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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Val Moritz Insurance Group

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United States
Denver, CO
Val Moritz Insurance Group

Val Moritz Insurance Group is an independent personal insurance brokerage located in CO, serving the Greater Denver area.

Chris and Katie, husband and wife team, are both Colorado natives, and they bring a combined 20+ years of experience to the business.

02/27/2025

Is Switching Insurance Every Year Really Saving You Money? 🤨

We all love saving a few bucks—but when it comes to your insurance, jumping from carrier to carrier each year could cost you more in the long run.

📌 Here’s why loyalty matters:
✅ Coverage Consistency: The lowest premium doesn’t always mean the best protection. Constantly switching can leave gaps in coverage that you might not even realize.
✅ Nonrenewal Risks: Carriers may flag frequent switching as a higher risk, making it harder to secure coverage or leading to nonrenewals.
✅ Loyalty Benefits: Many carriers offer long-term policy perks like accident forgiveness, disappearing deductibles, or claims-free discounts—benefits that only come with time.
✅ Trusted Relationships: Building a long-term relationship with your agent allows us to advocate for you, customize your coverage, and provide better service.

At Val Moritz Insurance Group we’re here to help you navigate the best coverage options—not just chase the lowest price. 🙌

Let’s talk about a plan that protects what matters most to you—now and in the future. 💪

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01/10/2025

We are incredibly saddened to see what is happening with the fires in California and pray these fires let up soon! 💔 We wanted to give you some tips on what to do when you are evacuated:

1. “Pictures and Passports”. But really that encompasses all important docs. 🛂

2. Empty the safe of valuables - especially sentimental ones. Even if the safe claims to be fireproof.

3. Pet food, pet bowl, pet cbd if you have it. Pets are pretty agitated and scared for days (especially if you can’t return to the home), so consistency for them with food bowls helps. 🐾

4. A water bottle for yourself (you can refill it anywhere) and high protein snacks!

5. Clothes for 3 days, 1 week of underwear, basic toiletries, two professional work outfits and basic makeup. You might be back at work before you can figure out if any clothes can be salvaged. 👕

6. All your medicine (prescription and OTC/supplements) that are taken daily. If you do leave a prescription medicine behind, your insurance does usually cover 1-2 “lost bottles” a year, so even if it’s not up for a refill, you can get your prescription refilled for your normal copay. Make sure to call and tell the pharmacist that the meds were left behind, so they can apply the “lost bottle” waiver to that refill. 💊

7. Take pictures of each room before you leave. Try to grab closer up pics of closets, cabinets and shelving. You’ll have to make a contents list for insurance later and these pictures will make the process much easier. Take pictures of your cars - inside with mileage showing and outside 📸

Above all else, care of yourself and your loved ones. The process of rebuilding takes months and you’ve got to view this as marathon. You’re safe - and that’s the most important thing of all! ♥️

11/12/2024

🚘 Driving in winter weather can be tricky! Stay safe with these tips:
* Slow down on icy roads.
* Keep an emergency kit in your car.
* Check your auto insurance coverage for peace of mind.
 Ready for a policy check-up? We’re here to help! 📲
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11/04/2024

Your vote matters! ✔️ Just like choosing the right insurance coverage protects what you value, voting is your way to protect the future you want to see. Make sure to cast your vote and make a difference today! 🇺🇸
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10/22/2024

🎃 Halloween is fun, but make sure you’re covered for any tricks! Review your homeowners’ policy to ensure you’re protected from any spooky surprises. Reach out today!
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10/08/2024

🍂 Fall is in the air, and so are changes in the season! As the leaves turn and the weather cools, it’s a perfect reminder to review your insurance needs. 🍁

Whether you’re protecting your home, car, or business, having the right coverage means peace of mind for you and your family. At Val Moritz Insurance Group, we help you stay prepared for whatever life throws your way.

Let us help you enjoy the season without worry. Reach out today to make sure you’re covered! 📞
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09/09/2024

Don’t wait for a rainy day to realize you need a plan! 🌧️ Regularly clean out your gutters to prevent water backup and costly water damage. Protect your home with a little maintenance and the right insurance coverage. 🏠💧
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09/06/2024

If you own a condo, you need to know about HO6 insurance! 🏠

✅ Covers Your Stuff: Protects your personal belongings like furniture, clothes, and electronics from fire, theft, and more.
✅ Walls-In Coverage: Covers everything inside your condo unit, from the walls inward (like floors, cabinets, and fixtures)!
✅ Liability Protection: Helps if someone gets injured in your unit or if you accidentally cause damage to another.
✅ Loss of Use: Covers living expenses if you have to live elsewhere due to damage.
✅ Loss Assessment: Helps pay your share if the condo association has an unexpected expense!

📋 Let us help to make sure you’re covered where the condo association policy stops. Protect your investment and enjoy peace of mind! 🙌
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07/24/2024

🌴 Planning a summer getaway? Don’t forget to pack your travel insurance! It covers trip cancellations, medical emergencies, lost luggage, and more. Travel with peace of mind knowing you’re protected.

Where are you headed this summer? Let us know in the comments! ✈️
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07/01/2024

Did You Know? Most insurance policies cover windshield repair or replacement! Check your policy or give your provider a call to find out more. Many insurers offer hassle-free claims and even waive the deductible for windshield repairs.

🛠️ What to Do If You Have a Damaged Windshield:

1. Assess the Damage: Small chips can often be repaired, but larger cracks usually require a full replacement.
2. Contact Your Insurance: Report the damage and get details on coverage and preferred service providers. 📞
3. Schedule a Repair or Replacement: Many service providers offer mobile services, so you can get your windshield fixed at your convenience. 🧑‍🔧

🚘 Stay Safe, Stay Covered! Don’t let a small crack become a big problem. Ensure your windshield is in top shape with the help of your insurance. Drive safe and stay protected! 💪
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06/26/2024

🚨 Stay Safe from Carbon Monoxide Poisoning! 🚨
Carbon monoxide (CO) is a silent killer—it’s colorless, odorless, and tasteless. Here’s what you need to know to protect yourself and your loved ones:

Dangers:
* Invisible Threat: CO can be present without any warning signs.
* Health Risks: Headaches, dizziness, confusion, and in severe cases, death.
* Sources: Faulty heaters, gas appliances, car exhausts, and blocked chimneys.

Prevention Tips:
1. Install CO Detectors: Place them in your home, especially near sleeping areas.
2. Regular Maintenance: Have your heating systems, water heaters, and other gas, oil, or coal-burning appliances checked by a professional annually.
3. Ventilation: Ensure proper ventilation in your home. Never run vehicles or generators in enclosed spaces.
4. Know the Symptoms: Be aware of signs like headaches, dizziness, and nausea. If you suspect CO poisoning, get fresh air immediately and seek medical attention.
Stay vigilant and protect your home from carbon monoxide poisoning! 💙
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06/12/2024

We just got hit with a big hail storm and we want to make sure you have the right insurance coverage in place! Hail causes billions of dollars in damage to property and possessions. While a thunderstorm 🌩️ can be exciting to watch from a window inside your home, those frozen balls of ice pelting your dwelling’s exterior may be doing more damage than you think.

If your property got damaged, here’s what to do:

1. Document Damage: Take photos/videos of all damage. 📷
2. Prevent Further Damage: Make temporary repairs and save receipts. 🩹
3. Contact Insurance: Report damage ASAP and provide details. 📲
4. Inspection: Meet with the adjuster and show your documentation.
5. Review Policy: Understand your coverage and deductibles. 📋

Stay protected and prepared! 💪
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Address

Denver, CO

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+13038347985

Website

http://www.valmoritzinsurancegroup.com/

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