08/29/2025
How to lose everything in the blink of an eye.....
The Truth
I hate hate hate drama and people who share too much online, but I will not keep silent about what REALLY happened with the loss of our home and future. We didn't just lose the house. We lost stability, a family home that was built by the best man I knew, and a future. I was sooooo embarrassed when everything happened because it almost didn't make sense how we lost a home with so much equity. How we lost our inheritance. How? How? How? At the time I couldn't tell exactly what was happening because I was so beyond terrified of what the "Executor of the Estate" was capable of. She had allllll the power and if we didn't fall in line...... Watch out. Well, even doing everything I could and all she asked she still did the absolute worst. Literally killing myself to get the house in our name while also the sickest I've been in my entire life. I lost 65 pounds, the stress killing me one minute at a time. Hubby was out of work due to a knee injury which followed with surgery. The entire house falling apart around us. Three cancelled closings due to rot, paint chipping, etc. Our sweet "Executor" though was so understanding and said no worries, we were safe would extend the lease and could try again.
Little did we know..... (Ha! I sensesed this the entire time.) The things we were told about the sale of my husband's, mine, and our boys home, life, future, and inheritance from my father in law, were alllllll lies. We were taken for fools and trusted our FAMILY while all along it seems this was planned from the start. So sad and disgusting what greed and money can do to people. I'm lucky to be a welfare kid with a single mom and no real family. I'll never be faced with what my poor husband has since he lost his dad, our Bampi. I'm never getting an inheritance to fight over! Haha. Not funny... Now, after everything, he not only lost his childhood home, but also the relationships he had with his siblings and his mother. Our children have had to face circumstances that I never ever wanted them to see. Basically my own unstable childhood was now being forced up on my sweet kiddos. My father in law ADORED my boys and not just because they were the only grandchildren that ever spent time with him, but because he saw their brilliance and goodness and nurtured it and celebrated them.
Now here's where the real Shakespearean Tragedy type behavior happened. This is what killed me because I had to keep it quiet. If I accused or rocked the boat, we would absolutely lose what piddly amount of money we were told we would see from the sale. She's already done the most monstrous thing, what would stop her from worse? Wellllllll that's the kicker. So my in laws home was owned FREE and CLEAR just before the death of our Bampi but he knew the house needed work. With his health so poor, he wanted to make sure the repairs needed were done so Mimi would be worry free. His wishes were that he and Mimi could stay in their home until their passing and wouldn't be out into a facility. Hence, why Justin and I were there. Just before his death, Bampi got a $100,000 Home Equity Loan to fix the issues. Pool liner, Chimney, Water Damage, Rot, Peeling paint, etc. it was funded in March and he passed in August. Barely touched any of the loan.
Now I think maybe our Executor may have forgotten that my Father In Law was basically deaf. I had to help him with any calls, banking, online issues, as well as helped deposit checks on his Banking App (which was on my phone). I knew all of his balances, bills, payments, etc. The day after he died. ALL Passwords suddenly changed. His basement office was torn apart. Accounts were put into mother in law and Executors name immediately and the Home Equity Loan that never was spent became the new mortgage balance. Never even fixed a thing. Mom was then almost immediately moved out. Crazy thing, she also got Dementia at the same exact time which meant Executor HAD to get power of attorney. Weird.... We then became responsible to pay for $100k that ended up being taken by our Executor as "estate money". All of it. As Power of Attorney over Mom though, it's now her estate which of course led to a new boat, new big expensive SUV, all new upgrades to her own home, all the while telling us we were at fault for being unable to get the financing done. We did finally learn according to this clearly very truthful Executor, the $100k was untouchable in a CD. One month later we learned that was not the case but it was actually totally gone. "No idea what Bampi did with it." Unreal.
We had maybe thirty days to get out when we found out about the sale. We were informed it absolutely HAD to be a short sale and fast because of just how risky the $513 payment was to Mimi's finances and she was almost bankrupt. Because of how awful the condition of the home was it wasn't even put on the market. 😂 Yes, the home was neglected, but still had so much life. I'll ask those of you who've picked up your babies from our home, was it just horrific???? Ready for this??? It was sooooooo run down and unsalvageable that it had to be sold for $175,000. ( By the way, our appraisal in early 2025 for the home was $386,000.00.) But WAIT! It gets better! After a second look.... Oooohh noooo it's even worse! Now the sale price is down to $130,000!!!!!! What?!?!?! But there was great news! Anything above the approximate $100k mortgage balance we got to keep! Cause homeless with $25k is a way better situation. In the end we were handed a check for just over $12,000.00. Apparently there were fees that just appeared at closing and that was the profit. $12,000 and a home full of memories and love gone forever. We had to leave almost all of our belongings behind when our home was sold from underneath us. Mine, the kids, the pups. Moving it all into an RV with no idea where we would end up wasn't quite possible. Saved what we cared most about in storage and said goodbye to the rest. Luckily we were able to have shelter and a safe place with our RV from my angel (Betsy I love you!). It's been hell trying to find a permanent home again but we're almost there!!!
I can't say it enough to you all who have been on this adventure with my family and our Magic 🪄✨ Makers. You have given me so much love and support through the years and it has changed me as a person without a doubt. I get more love here than our own blood relatives! 😂 I think that's my biggest sting of it all. Someone did this to us knowing it would leave us homeless, I'd lose what we've built with Mainely Mauxies and Doxies, and the worst, we'd lose our fur babes. You tell me what you think about all this...... Working on taking the legal steps necessary and available to try to make some of it right, but who knows. I just couldn't take the world believing anything other than the truth. Love you all .....
