25/10/2026
Want a Dubai Golden Visa but don’t know how much or how to invest?
Here’s the simple version.
How much?
The headline number is AED 2 million (about USD 545,000) in property value for the 10-year residency.
But AED 2M is the property value, not your total cost. Add roughly 6-8% for transfer fee, agent commission and other closing costs.
You may also not need all of it in cash. Mortgaged and off-plan properties can qualify. How much must already be paid is where brokers and websites give different answers, so get the current rule in writing before you commit.
How to invest?
Three common routes:
🏠 Ready property: the simplest. You own the unit and get the title deed.
🏗️ Off-plan: from a RERA-registered developer, with your purchase registered with DLD (Oqood). Pay only into the project’s escrow account.
🏦 Mortgaged property: allowed, but you’ll need a bank no-objection letter showing the amount paid and the balance outstanding.
The steps:
1️⃣ Choose your route and budget.
2️⃣ Verify the project and developer on DLD’s official service before you pay anything.
3️⃣ Confirm in writing how the AED 2M is measured: price, valuation or paid amount.
4️⃣ Buy, and keep every document: contract or title deed, bank letter, DLD valuation.
5️⃣ Apply for the residency through the official channel.
One more thing: the visa shouldn’t be your only reason to buy. If the investment doesn’t make sense without it, you’re paying too much for a stamp.
📲 Not sure where to start? Message us on WhatsApp at +971 52 943 8394 with your budget, and we’ll tell you which route to look at first.
(General information, not legal or immigration advice. Requirements change. Confirm with the official DLD/ICP service pages.)