
05/09/2025
📉Your Mortgage Rate Isn’t 6% or 7%. It’s Closer to 120% Over 30 Years 💸
⚠️Most people don’t realise this until it’s too late.⚠️
You take out a loan and ask the question: “What’s the interest rate?”
And you get told it’s around 6 or 7%. Sounds manageable, right?
But the real question should be: “How much interest will I actually pay over 30 years?”
Because on a $600,000 loan at 6%, the answer is over $700,000 in interest. That’s 120% of what you borrowed—paid straight to the bank.
And that doesn’t even touch the principal - Let that sink in.
Now here’s the good news: You can change the outcome, without living on baked beans or working 3 jobs.
Let me tell you about a couple named Peter and Serena.
Early 40s, two kids, both working full-time.
Doing all the right things—making repayments, saving where they could.
But after 7 years, they’d paid over $180,000 in interest and barely touched their loan.
They felt stuck.
Until we showed them a smarter way. We used the equity in their home to buy a high-growth investment property. Just a few years later, it had increased in value by over $150,000.
They sold it, used the profits to knock a massive chunk off their mortgage, and now they’re on track to be completely debt-free in their early 50s.
✅No drastic lifestyle changes.
✅No second jobs.
✅Just a smart structure and a strategy that most people never get shown.
💡If you like the idea of paying off your mortgage faster,
💡building wealth using your existing equity,
💡and finally breaking the 30-year debt cycle,
This strategy changed their future—and it could change yours too.
📅 Ready to make a move? Book an appointment today.
👉 https://www.fundsassist.com.au/ask-us-anything/
🔍 Dive into our latest insights through our website. Check the link in Bio.
✨ Help us help you reach your financing goals.
https://www.fundsassist.com.au/youre-not-paying-6-on-your-mortgage-youre-paying-120/
You're Not Paying 6% — It's Closer to 120%. Here's How to Flip the Script. We can imagine that one of the first questions you asked when you took out your mortgage on your home sounded